Budget*Watchers, anyone?
April 25, 2006I could use a Weight*Watchers type set-up for managing money, maybe called something like Budget*Watchers. You’d try to shave points off of your daily/weekly budget. You’d check in each week with your tally of money spent and hear motivational speakers who give tips about sticking to a budget. Everybody would clap for you when you managed to curtail your spending by $5 or $10 or when you stuck to your budget for 15 weeks.
We are just not living within in means. I say “we”, but it’s me spending the money mostly. I’m not buying big ticket items or anything, just kind of nickeling and dimeing the income away. And yes, I’m making a little money now, so maybe that will help, but it hasn’t yet. It’s just meant that I’ve started spending bits here and there with the thinking that it doesn’t really matter because I’m working some now. So, I think about trying to track my spending again, but I can never stick to it. I can never remember every little thing and if you don’t remember every little thing you spend, then what’s the point — it’s the little stuff that adds up and gets you in trouble before you realize it.
Do you have spending issues? What has worked for you in keeping you on your budget?
